How To Pay Your Belk Credit Card Bill: Online, Phone, or Mail

Belk is a popular department store chain that offers customers a range of credit card options, including the Belk Rewards+ Card and Belk Rewards+ Mastercard. If you are a Belk credit cardholder, knowing how to pay your bill is important to avoid any late fees or penalties. In this article, we will guide you through the different payment methods available, including online, phone, and mail payments.

Below you will find the key information you need as a Belk credit card holder to access your account online, make payments, and reach customer service for further assistance. (Note that Belk credit card is issued by Synchrony Bank, and you will interact with Synchrony Bank for most issues related to your account.)

Benefits Of Belk Credit Card

Belk, a department store chain, offers a credit card that provides benefits to its customers. Here are some of the benefits of the Belk Credit Card:

  1. No Annual Fee: The Belk Credit Card does not charge an annual fee. This means that cardholders don’t have to worry about paying a fee every year to keep the card active.
  2. Reward Points: Belk Credit Cardholders can earn reward points for every dollar spent at Belk and The number of points earned per dollar depends on the cardholder’s status. Belk Rewards+ Insiders earn 4 points per dollar spent, while Premier cardholders earn 5 points per dollar spent. Cardholders can redeem 400 points for $10 Belk Reward Dollars.
  3. Additional Benefits: Earning extra reward points is not the only perk of having a higher Belk® Rewards Card status. Cardholders may also receive free shipping on purchases, invitations to exclusive events, and early access to sales.
  4. Qualification Criteria: Belk recently introduced a new Rewards+ credit card program that offers easier qualification criteria for customers. The company has made it easier for customers to qualify for a Belk credit card, so more people can take advantage of the benefits.
  5. APR: The Annual Percentage Rate (APR) for the Belk Credit Card is 25.49% as of July 2019. Cardholders who carry a balance on their account should be aware of this high-interest rate and pay their balance in full each month to avoid accruing interest charges.

Online Account Access

Now let us start with this guide and check out Belk Credit Card Login Online methods, as mentioned below.

Belk Credit Card Login
Belk Credit Card Login

Step 1: Navigate to the official website for account access.

Step 2: Tap on Login.

Step 3: Enter your Login Details, User ID, and Password.

Step 4: After that, tap on Secure Login.

Step 5: Once you’ve done so, you’ll be taken to your account dashboard, where you can view your balance, make payments, and more.

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How Can I Recover My Forgot Password

If you forget your Belk Credit Card Account’s password, follow these steps to reset/change it:

Recover Belk credit card login password
Recover Password
  1. Go to Belk Credit Card Login Website.
  2. Click on the Login button, and a sign-in page will appear.
  3. Under the Sign In section, click on I forgot my Password
  4. On the following page, enter your User Id, and zip code.
  5. After filling, in all details click on continue.
  6. Change your password and log in with it.

How Can I Recover My Forgot User ID

If you, unfortunately, forget your User ID, follow these steps to retrieve it:

Recover Belk credit card login user id
Recover User Id
  1. Click on I forgot my User ID.
  2. On the following page, enter your account number, and zip code.
  3. After filling, in all details click on continue.
  4. Note down your User ID once you get it.

How to Pay Belk Credit Card Payment

Three ways to Belk credit card bill payment follow these steps:

Online Payment

Belk offers a convenient online payment option for their credit cardholders. To make an online payment, you will need to follow these steps:

  1. Go to the Belk credit card login page.
  2. Enter your Belk Credit User ID and Password. If you haven’t registered your account yet, click the “Register” button and follow the prompts.
  3. Once logged in, select the “Make Payment” option.
  4. Enter the payment amount and payment method details.
  5. Review the payment information and submit your payment.

It is important to note that online payments may take up to two business days to process. Therefore, it is recommended that you make your payment at least two days before the due date to avoid any late fees.

Phone Payment

Belk also offers a phone payment option for their credit cardholders. To make a payment over the phone, follow these steps:

  1. Call the Belk credit card customer service line at 1-800-669-6550.
  2. Follow the prompts to enter your payment details, including your credit card number and payment amount.
  3. Review the payment information and confirm the payment.

Payments made over the phone may take up to two business days to process, so it is important to make your payment at least two days before the due date.

Mail Payment

If you prefer to pay your Belk credit card bill by mail, you can send your payment to the following address:

Belk Credit Card
PO Box 669815
Dallas, TX 75266-0765

When sending your payment, include your Belk credit card account number and payment amount. You should send your payment at least five business days before the due date to ensure that it is received on time.

Customer Support

The Belk credit card customer service phone number is 1-800-669-6550NOTE: Please don’t provide confidential data like passwords, account numbers, or Social Security numbers. If you need to send them sensitive information, please use our secure messaging system. They will reply using the same method.


How do I view my credit card account online?

Going to your credit card issuer’s website on a computer, phone, or tablet and then logging into your account or registering to create login credentials. Once you’re logged in, you should be able to access your card information, view account statements, pay the bill, and more.

Does Belk Mastercard have an app?

Manage your Belk Rewards credit card account easily from the app. Plus, see how many Belk Reward Dollars you have available to spend and apply them easily at checkout. Check out our Gift Guide to shop by gifts by recipient, interest, occasion, and more!

Can I use my Belk credit card at the ATM?

You can get a Belk credit card cash advance at any ATM if you have the Mastercard version. Take into account though that cash advances are extremely expensive.

Editorial Note: Synchrony Bank does not provide this content. This article has been created for Education Purpose Only; I hope this article is helpful for Belk cardholders.

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